American Express is largely known for its safe, reliable, and immaculate credit card services. Among so many credit cards one is Amex green credit card. In order to meet the expectations of a large number of people, American Express has made some significant changes and came up with a green credit card. If you don't know much about American Express green cards, this post is for you.
If you are an existing Amex user, you must be aware of the fact that Amex has already put a vast range of credit cards in place. But, if you get a closer look at all the Amex credit cards, you will find that every credit card is designed to meet a particular purpose. For example, Amex Blue Cash Preferred card is best for getting high cash back. Similarly, American Express Cash Magnate is best for flat-rate cash back.
So, the million-dollar question is- what is the Amex green card famous for? Here is the answer. Amex green credit card suits the regular travelers. In other words, you can call it a travel credit card as well. That's not the end of the story. There are a few more facts about this smart credit card. So, as we always do, let's start with the basics:
Let's be honest, there are so many banks, financial institutions, and money transfer applications. They also offer their own credit card services. But, if you are a regular traveler and travel a lot across the world, then look no further. American Express green credit card should be your first choice. These are the reasons why this card is dedicated for travelers.
Also Read: How to use American gift card?
Sadly, not everyone can get the Amex green credit card. Only those people who reside in Latin America, Spain, Switzerland, and Caribbean countries are qualified for American Express green credit card. But, there is an exception in this rule. Be informed that people who reside in Puerto Rico and US Virgin Islands are not eligible for Amex green credit cards.
Moreover, in terms of assets, in order to get an Amex green credit card, it is important to have minimum assets up to $50,000 (USD) in any US financial institution. That's all you need to have to become eligible for American Express green credit card. Now some of you might be wondering- what is the annual fee for Amex green credit card? Note that Amex green credit card is not free. It comes with an annual fee of $150.
To make Amex green credit cards more handy and accessible, American Express has launched it with NPSL features. Let me be more clear. NPSL stands for No Preset Spending Limit. With the being said, Amex green credit cards come with no specific limit. How much one can spend though this card largely depends upon the overall economic conditions of the card holder.
Also, it is worth noting that Amex reserves the right of controlling and managing the spending limit of green card holders. A few factors such as your income, credit score, and payment records play a very important role to determine how much you can spend through a credit card. The better you maintain your credit score, the more will be your spending limit.
The major difference between Amex green card and gold card lies in annual fee, welcome bonus, earning categories, and travel benefits. Amex green card prompts users to pay $150 annual fee while gold card holders need to pay $250 as an annual fee. Secondly, a green card comes with 30,000 Membership rewards after you spend $2000 within the first 3 months. On the other hand, a gold card lets the users earn 60000 membership rewards after spending $4000 within the first 6 months.
Moreover, green cards offer 3X points on travel including transit but gold cards offer 4X points at US supermarkets on up to $25k spent per calendar year. There are a few more differences between these two awesome credit cards. Feel free to contact us for more in-depth information.
Also Read: How to claim Amex Travel Insurance?
Final Say
So, you have read today's post about American Express Green Card. You have also learned about the features, benefits, spending limit, and eligibility criteria. All remains to order a brand new Amex credit card. So, what are you looking for? Contact us immediately and get your card at your doorstep anywhere in the US.